Credit card payment posting timeframes
Please review the chart below to learn when payments made online and by phone will be dated and when they'll be reflected in your available credit.
| PAYMENT MADE | PAYMENT CREDITED | PAYMENT REFLECTED IN YOUR AVAILABLE CREDIT 1 | PAYMENT POSTED 1 |
|---|---|---|---|
| Sunday - Friday (before 7 p.m. ET) |
Same day | Next day (Monday - Saturday) |
Next day (Monday - Saturday) |
| Sunday - Thursday (after 7 p.m. ET and before 11:59 p.m ET) |
Same day | Next day (Monday - Friday) |
Second day (Tuesday - Saturday) |
| Friday (after 7 p.m. ET and before 11:59 p.m ET) |
Same day | Saturday | Monday |
| Saturday | Same day | Monday | Monday |
Please note:
- Cutoff time for same-day payments made online and by phone is 11:59 p.m. ET. Payments made after that will be credited the next day.
- Payments will not post and available credit will not be updated on Thanksgiving Day, Christmas Day or New Year's Day. Payments made online or by phone will be credited as of the day received if made on these days.
- Cutoff time for same-day payments made online or by phone on an account's statement cycle date is 7 p.m. ET Sunday through Friday. Any payment made after 7 p.m. ET on an account's statement cycle will be credited the next day.
- Cutoff time for same-day payments made online or by phone on an account's charge off date is 7 p.m. ET.
1
The update to your available credit may be delayed at Barclays' sole discretion to allow for confirmation of the funds from your bank. To confirm that your payment has been applied to your available credit, log in to your account using the Barclays mobile app or at www.BarclaycardUS.com. Your available credit remains subject to the terms of your Cardmember Agreement.